On The 3rd Day Til Christmas…….

Jennifer:

On the 3rd day til Christmas, the economy yelled at me:

All the stores are bare,

New Visa bill,

No winning numbers,

Your car’s payment is late,

A Christmas party potluck (with gift),

Library fees,

Collectors on the phone,

Your account is overdrawn,

Your payment is overdue,

And you really don’t have any money.

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